Top Questions

1. >Checking Your Credit Report

Credit, whether good or bad, can affect everything these days, from buying a car or a home to getting better insurance rates, but many people still have no idea what's on their credit reports. The truth is, having a solid credit history can go a long way in saving you money over time, even if you don't plan to make a big purchase or apply for a credit card. The good news is, checking your own credit report doesn't affect your credit score and doesn't need to cost you anything. Everyone is entitled to one free credit report per year from each of the three major credit bureaus, and there a...